Is the 100th time the charm? Cavalcade of Risk celebrates its centesimal issue today - that's a lot of risk coverage! Our host for this landmark issue is Russell Hutchinson of moneyblog - tip of the hat to him for a good issue. And kudos to Cavalcade founder and visionary, Hank Stern of InsureBlog.
Chronic Pain - a few weeks ago, we brought you one approach to chronic pain management. In Risk and Insurance, Peter Rousmaniere discusses the CT Workers' Compensation Trust approach to chronic pain. This self-insurance pool of 390 healthcare employers introduced a a five-pronged program in 2009, which Rousmaniere outlines. He challenges readers to "consider how many of the five you or your vendors apply."
Uncovered in Georgia - a loophole left 88 injured workers without workers' comp coverage on the recent failure of Atlanta-based workers' compensation insurer Southeastern U.S. Insurance (SEUS) Inc. Normally, the state's insolvency pool would serve as a safety net for failed insurers, but up until a law change in 2008, captive insurers were not covered by this pool. While SEUS had converted from captive to become a traditional insurer, 88 workers claims predated the conversion and are responsible for their According to the article, "Eight of those workers have catastrophic injuries and will need lifetime care. One has medical needs exceeding $45,000 a month."
"Twelve other firms that operated under rules that exempted the failed company's clients from drawing from an insolvency pool still do business in the state. And while they all now pay into that pool, 10 have claims predating the 2008 change in the law that required them to do so.
If any fail, workers with active pre-2008 claims could find themselves in a similar bind. State insurance regulators say they don't know how many people ultimately could fall in that category. But they say they don't think any of the 12 companies is in danger of failing."
Mad as a hatter - On the recent release of Tim Burton's Alice in Wonderland, the CDC reminds us that the phrase "mad as a hatter" originated from on-the-job mercury poisoning. To shape felt hats, hat makers used a solution of mercuric nitrate and, as a result, often suffered from agitation, tremors, slurred speech and other neurological symptoms - thus, "mad as a hatter." Hat manufacturers used mercury until 1941. Mercury is still used in many industries and the CDC article has some interesting statistics, as well as a page devoted to recommendations, reports, and other resources for preventing hazardous exposures to mercury on the job.
Fatal Injury mapping - via Occupational Health & Safety, we learn that OSHA has introduced a new fatal injury mapping module, which "...allows users to create customized, color-coded maps of injury-related death rates throughout the United States. It defines injury-related deaths according to intent (e.g., unintentional, homicide, suicide) and mechanism of injury (e.g., motor-vehicle traffic, fall, fire or burn, poisoning, cut)." CDC's Fatal Injury Mapping Module. Other data and statistics are also available from CDC's WISQARSTM (Web-based Injury Statistics Query and Reporting System), an interactive database system that provides customized reports of injury-related data.
NY crane deaths followup - Liz Borowski of The Pump Handle offers and update on the 2008 crane NY crane disasters. The owner of the city's largest construction crane company is expected to be indicted for manslaughter in the death of two workers in one of the incidents. She also updates status on OSHA's crane & derrick rule.
Legislator, heal thyself - More than 70% of congressional offices violate OSHA safety standards - but the good news is that violations have dropped. "The number of Occupational Safety and Health Administration (OSHA) violations found in each office has significantly decreased over the years as well -- from an average of about 8.15 violations per office in 2007 to an average of 1.75 hazards in each office this year." (via Advanced Safety and Health)
March is workplace eye wellness month - Reliable Plant offers some tips on eye and face protection. Other resources: OSHA Eye and Face Protection; NIOSH: Eye Safety; National Safety Council: Protecting Your Eyes from Injury; Healthy Vision 2010: Occupational Eye Injuries
- HR Web Cafe: Alabama and Indiana lawmakers OK "guns at work"
- Roberto Ceniceros of Comp Time updates and comments on legislative reform efforts in Oklahoma and South Carolina
- Consumer Insurance Blog looks at risky movies
- Emily Holbrook of Risk Management Monitor posts about risk management lessons from the Olympics